A quiet place for life admin · est. 2026 · UK

The mortgage,
the broker,
the will, the
Wi-Fi password.

One private pouch for the things your household actually runs on. Calmly kept day to day. Quietly ready for the day someone else needs it.

Start your pouchHow handover works →
● Mortgage · Halifax
Statement
March 2026
Account ending 4421
Renewal · 14 Aug 2027
Broker · Sarah Whitman
Encrypted · local only
● NHS · GP records
Repeat
prescriptions
Dr. M. Patel · St James’
Last review · 06 Mar
Next due · 06 Jun
● The handover envelope
For my sister,
if needed.
Sealed · Trusted access
14 records inside
Will · funeral wishes · the lot
Wax-sealedZero-knowledge
Wi-Fi · Home
Hawthorn-Cottage-2G
•••••••••••••
● Added by Gemma · yesterday
“Boiler service contract — filed under Home & Property.”
Hosted on
UK-only cloud regions
Encryption
Happens in your browser
Security model
Published in full →
Founded by
Two parents, in 2026
To start
Free · no card
i.

Everything a household runs on,

arranged like a shelf.

Eight named places, not a database. Plain language a partner could find without asking. Add what's heaviest first; the rest can wait.

01
Home & property
The mortgage, the deeds, the boiler
6 records
02
Money
Accounts, savings, the pension
12 records
03
Identity & records
Passports, NHS numbers, certificates
5 records
04
People & care
The GP, the vet, the solicitor
7 records
05
Subscriptions
Everything that renews quietly
11 records
06
Digital
Wi-Fi, email, the accounts behind everything
9 records
07
Vehicles
Insurance, MOT, the log book
3 records
08
After me
The will, the wishes, the instructions
4 records
ii.

What a single record actually looks like,

in detail.

Not a database row. A few fields, in plain language, with a place to leave a sentence for whoever opens it next.

One record · Home & Property · #01

The mortgage entry is the one most people fill in first.

Everything you’d want a partner — or a son, or a sibling — to find without you in the room. The note at the bottom is the bit that matters.

End-to-end encrypted

Decrypted only by you, in your browser.

Trusted access set in advance

Anna gets this if and when the conditions you set are met.

Edit it any Sunday

Or leave it alone for years. We don't nag.

Home & Property/Mortgage
EncryptedSaved · just now

Halifax · 2-year fix

Acct ending 4421 · opened 14 Aug 2025
Monthly payment
£1,284.40
Rate
4.62% · fixed until 2027
Outstanding
£218,406
Renewal window opens
14 May 2027
Broker
Sarah Whitman
sarah@whitmanco.co.uk · 0161 224 ••••
Documents
3 files · offer, deed, latest statement
If asked, the rate is fixed until 2027 — don't let them push a new product. Sarah is good. She knows the file.
— Note for whoever opens this
Trusted access · sealed
Anna (sister) — opens on conditions
iii.

A weekend’s worth of work,

and then mostly nothing.

Most people start with the mortgage on a Sunday afternoon. By the second cup, they've added the GP and the broker. By Monday, it's running quietly in the background.

Step 01

Start a pouch

Two minutes. No card. The encryption keys are generated in your browser — we never see them.

Step 02

Add what's heaviest

The mortgage, usually. A few plain fields, a place to leave a sentence. Add another when you're ready.

Step 03

Name a trusted person

Pick who can open the handover envelope, what they'll see, and when. They never see anything until your conditions are met.

iv.
The reason this exists

What happens to all of this
if I'm not here.

That's the question PicoPouch was built to answer. Trusted access, set in advance. Not a panic button. A handover plan — quiet, specific, and waiting.

Read the handover model →
v.

Honestly priced,

because it has to last.

One person, free, forever. A household for the price of a coffee a month. No surprise tiers, no data sold, ever.

One person
£0
Free · forever
For the one quietly holding it all.
  • · Up to 40 records
  • · One trusted person
  • · Encrypted in your browser
  • · UK-hosted
Start free →
A household
£4/mo
Two adults · billed yearly
For two people running a home together.
  • · Unlimited records
  • · Three trusted people
  • · Shared shelves
  • · Handover envelopes for each adult
Start a household →
An estate
£12/mo
Up to four adults
For multi-generation households and small estates.
  • · Everything in Household
  • · Solicitor co-access
  • · Annual review · with a person
  • · Priority handover support
Talk to us →
vi.

Start with one shelf.
The mortgage, usually.

Most people start there. By the end of a Sunday afternoon, the rest follows. We’ll show you where to begin.

Free for one person · £4/mo for a household · no card to start
Start your pouch